Amazon Prime Day is fast approaching on 6th and 7th August 2020. Prime members can take advantage of the fantastic discounts available on an extensive range of products.

HDFC Bank customers have the additional benefit of a 10% instant discount for using their credit, debit cards or the EMI option for payment.

The Prime Day offers are available to Prime members alone. Anyone can subscribe to become an Amazon Prime member by registering with The subscription amount is Rs 999 per year.

The HDFC Bank discount offer is available on Prime Day purchases alone.


Amazon Prime Day HDFC Offer – 10% Instant discount

Imp: The below T&C is for Prime 2019 Sale. This Year T&C will be updated soon

This discount is only available on payment made through HDFC Bank debit cards, credit cards, and EMI options.

The offer is valid only on Prime Day purchases alone (6th and 7th August 2020).

This HDFC Bank offer is only for Amazon Prime members.

The minimum amount of transaction is Rs 3,000 (net of all other discounts otherwise available on the product).

The HDFC Bank offer is as follows

For transactions below Rs 50,000 – Instant discount of 10% with a maximum discount per card restricted to Rs 1,750.

Bonus Offer is available for transactions equal to or more than Rs 50,000 in a single deal.

The instant discount is Rs 1,750 supplemented by an additional cashback offer of Rs 1,750. The maximum savings per card is Rs 3,500.

The least transaction amount should be Rs 50,000 or more to be eligible for the Bonus Offer.

In the event of cancelling of an order, the HDFC Bank instant discounts are not applicable. The discount amount will be subject to adjustment at the time of processing the refund.

HDFC Bank Instant Discount – How to avail

Use your HDFC Bank credit/debit card when using the payment gateway. The minimum transaction amount should be Rs 3,000 to be eligible for the instant discount.

The discount is instantly available at the time of making the payment.

If you use the Prime Now App or the Cash-on-Delivery option, the customer gets a cashback instead of the instant discount.

The instant discount is also available if the customer chooses the EMI option on HDFC Bank credit card.

HDFC Bank Instant Discount – Minimum Transaction Size

The minimum payment transaction should be Rs 3,000, net of other discounts, rebates, and cashback offers available otherwise from different sources.

The instant discount is not available on any transaction below Rs 3,000.

HDFC Bank Instant Discount – Maximum Discount

Transactions below Rs 50,000 – The maximum instant discount is Rs 1,750.

Transactions of Rs 50,000 and above – An additional cashback of Rs 1,750 is available over and above the maximum instant discount of Rs 1,750. Therefore, the maximum benefit is Rs 3,500, irrespective of the value of the transaction above Rs 50,000.

Example 1

  • Transaction amount – Rs 50,000
  • Instant Discount – Rs 1,750
  • Cashback – Rs 1,750

Total benefit – Rs 3,500

Example 2

  • Transaction amount – Rs 60,000
  • Instant Discount – Rs 1,750
  • Cashback – Rs 1,750

Total benefit – Rs 3,500

HDFC Bank Instant Discount – When is the cashback available?

The 10% discount is instantly available.

HDFC Bank Instant Discount – Cancellation of the order

The HDFC Bank Instant Discount is not available in the case of cancellation of the order.

The refund will be processed net of the discount and cashback (if credited). The balance will be credited to the account of the customer.

If the cashback has not yet been credited, it will not be available in the case of a cancellation of the order.

Example 1

  • Transaction Amount – Rs 20,000
  • Instant discount earned – Rs 1,750
  • Purchase cancelled – Rs 20,000

Refund – Rs 18,250 (after adjusting the instant discount)

Example 2

  • Transaction amount – Rs 8,000
  • Instant discount earned – Rs 800
  • Purchase cancelled – Rs 4,000

Refund – Rs 3,600 (after adjusting the instant discount pro-rata)

Example 3

  • Transaction amount – Rs 8,000
  • Instant discount earned – Rs 800
  • Purchase cancelled – Rs 6,000

Refund – Rs 5,200 (adjusting the entire discount because the customer is not eligible for any instant discount on purchases less than Rs 3,000)

The instant discount is only available on the amount charged on your HDFC Bank card. Besides, the minimum charge on the card should be Rs 3,000.

Example 1

  • Total purchase amount – Rs 10,000
  • Payment through Amazon Pay Balance – Rs 2,000
  • Payment through HDFC Bank card – Rs 8,000

Instant discount available – 10% of Rs 8,000 = Rs 800

Example 2

  • Total purchase amount – Rs 10,000
  • Payment through Amazon Pay Balance – Rs 8,000
  • Payment through HDFC Bank card – Rs 2,000

Instant discount available – Nil, because the amount charged on the HDFC Bank card is less than Rs 3,000.

Example 3

  • Total purchase amount – 20,000
  • Payment made through HDFC Bank card – Rs 20,000
  • Instant discount – Rs 1,750, because it is the maximum amount of instant discount available.

Thus, the amount charged to the HDFC Bank card is the prime criteria for deciding the instant discount.

HDFC Bank Instant Discount – Availability

  • Debit Card – Available
  • Credit Card – Available
  • EMI option – Available
  • No Cost EMI option – Available
  • Prime Now App – Instant discount not available, but cashback available
  • COD – No instant discount, but cashback available

Not Eligible for the following categories

  • Purchase of Amazon Gift cards, both Amazon branded and Non-Amazon branded
  • Prepaid phone recharge, DTH recharge, bill payments
  • Kindle e-books and Kindle Unlimited Subscription plans
  • Select mobile phones (check out the product pages for eligibility)
  • Loading Amazon Pay Balance
  • Amazon Prime subscription
  • Infant nutrition products (check out the products for eligibility)
  • Flight Bookings on Amazon
  • Gold and Silver coins
  • To delinquent and over-limit credit card members
  • Corporate or commercial cards

HDFC Bank – Disclaimer

Indian laws govern the Instant discount and cashback offers. New Delhi courts will have jurisdiction over any disputes arising out of these offers

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